Budget

Gift-giving during tough times, especially holiday times can be a tough deal! Let’s face it, everyone’s strapped, the economy’s suffering, people have less to spend, it’s harder to make a buck. You want to give as much as you can, your budget may be limited and telling you otherwise. Cost of living is higher, food, gas, higher education are at all-time highs. People are working harder, changing careers and trying to survive in a down-economy. Personal and business obligations take over and there’s less to go around. The thought of over gift-giving can be a daunting proposition, for some. For others, holiday gift-giving is (more…)